Login Fee

Rs.3,500/- +GST (Non Refundable)

Processing Fee

Initial loan/Top-up: Up to 2%+ GST (on the sanctioned amount),
will be collected /deducted prior to the disbursement as per
customer’s discretion, which is non-refundable.

Stamp Duty Charges

As per applicable state laws#

Valuation / Technical Fee

Rs. 1500/-+ GST on 1st technical Visit (for loan upto Rs. 10 Lacs)
Rs. 2000/- + GST on 1st technical Visit (for loan more than Rs.10
Lacs
Rs. 750/- + GST – for each subsequent technical Visit

Legal Verification charges

Rs. 1500/-+ GST(for loan upto Rs. 10 Lacs)
Rs. 2500/-+ GST( for loan more than Rs. 10 Lacs)

CERSAI Charges:

For Loan amount,
Up to Rs. 5 Lacs – Rs 50/- + GST
Above Rs. 5 Lacs-Rs 100 /- + GST

Loan Administrative Charges

Rs. 1000/- + GST

Part payment Charges

Housing Loan: Nil

Non Housing Loan: 4% on part payment/advance payment + GST

Pre-Closure Charges

Housing Loan:
Floating Interest Rate – Nil charges
Fixed Interest Rate –
Own Source – Nil charges
Loan Transfer – 4% of Principal outstanding + GST

Non Housing Loan:
4% of the Principal outstanding + GST

Cheque / ECS / ACH Bounce charges (Per Instrument / Transaction)

Rs. 500/- + GST per instance

Delayed Installment Payment

Delayed payment interest : Prevailing rate of interest on loan
Overdue charges : 12% per annum* + GST

*Calculated on Overdue Installment from the due date until payment is made to the company

Document Copy Charges

Rs. 500/- + GST

PDC to PDC

Rs. 500/- + GST

PDC to ECS

Nil

ECS to ECS

Rs. 500/- + GST

ECS to PDC

Rs. 500/- + GST (on exceptional basis only)

Document Custodian Fees

Rs. 500/- + GST per Month (Chargeable after 30 days of loan tenure completion and if documents remain un-collected by the customer)